The average landlord overpays
$3,000–$12,000in taxes every year. Stop.
SheltrIQ uses AI to classify every expense, apply the IRS rules a good CPA uses, and build a Schedule E that's ready to file — automatically.
Put your numbers in.
Most landlords leave depreciation and everyday deductions on the table. Drag the sliders for a rough estimate of what SheltrIQ could surface.
Estimate only, for illustration — assumes a 24% marginal rate and typical price-to-rent. Your actual deductions depend on your basis, expenses and filing status.
The same IRS rules a good CPA uses
Applied automatically to every transaction — in plain English.
The BAR test, automated
Every expense is checked for Betterment, Adaptation and Restoration, plus the de-minimis and routine-maintenance safe harbors.
In plain English: repair (write off now) or improvement (depreciate)?Depreciation done right
Enter a purchase price and land split; SheltrIQ builds a 27.5-year MACRS schedule with mid-month convention.
In plain English: your single biggest deduction, calculated for you.CPA-ready Schedule E
Classified expenses flow into a Schedule E that matches the IRS form line for line.
In plain English: hand it to your CPA or drop it into TurboTax.Repair, or improvement?
Get this wrong and you overpay — or invite an audit. SheltrIQ applies the BAR test automatically.
A routine fix that keeps the property operating in its ordinary condition — it restores, it doesn’t better. None of the BAR triggers apply, so you deduct it now.
SheltrIQ runs this test on every expense — automatically.
Depreciation, year by year.
A $300,000 rental writes off its building over 27.5 years — about $8,727 every year, automatically. That's income you keep, no cash out of pocket.
Illustrative — assumes 80% building basis and straight-line mid-month MACRS. First and last years are partial. Your real schedule depends on your basis and placed-in-service date.
From bank file to Schedule E
No spreadsheets. No tax degree required.
Add your properties
Enter purchase price, land value and in-service date. We auto-create the depreciation schedule.
Import transactions
Upload an OFX or CSV from your bank. We parse every transaction and match it to a property.
AI classifies everything
Each expense lands on the right Schedule E line, safe harbors applied, issues flagged.
Your Schedule E, line by line.
Every classified expense lands on its IRS line and your total deductions tally up in real time — exactly the form your CPA expects.
Illustrative figures. Your real Schedule E is built from your imported transactions.
Everything you need to maximize deductions
Tax intelligence, property management, and financial insight — in one place.
Tax Intelligence
AI-powered optimization that finds every deduction and keeps you compliant.
Property Management
Manage tenants, maintenance, and operations from one dashboard.
Financial Insights
Data-driven decisions with real-time analytics and projections.
The only free platform with real tax AI
AI classification and BAR-test compliance — that nobody else offers free.
| Feature | SheltrIQ | Stessa | Baselane | TurboTenant |
|---|---|---|---|---|
| AI expense classification | ✓ | — | Basic | — |
| BAR test (repair vs improvement) | ✓ | — | — | — |
| Tax Health Score | ✓ | — | — | — |
| Schedule E reports | ✓ | Export | ✓ | — |
| Depreciation tracking | ✓ | Docs only | Basic | — |
| Cost seg estimator | ✓ | — | — | — |
| Quarterly tax estimate | ✓ | — | — | — |
| Multi-property support | ✓ | ✓ | ✓ | ✓ |
| Price | Free | Free/$35 | $20/mo | Free/$99yr |
See where you stand in seconds.
SheltrIQ grades your portfolio against the deductions, dates and reviews that move your return — then tells you exactly what to fix next.
- Set an in-service date on 42 Oak St to unlock $12,727/yr depreciation
- 3 transactions need a repair-vs-improvement review
- You're on track for a CPA-ready Schedule E
Illustrative score, for demonstration. Your real score reflects your properties, in-service dates, transactions and filing status.
Your financial data stays yours
The AI that reads your statements runs on infrastructure we host — your records aren't shipped to a third-party model or used to train anyone's AI.
Free landlord tax tools
Run these calculators without an account. No strings attached.
Frequently asked questions
Is SheltrIQ really free?
How does AI expense classification work?
What is the BAR test?
What bank formats do you support?
Is my financial data secure?
Can I use this with my CPA?
What about depreciation — do I need to set it up manually?
See your Schedule E take shape
Add your properties, import a bank file, and watch the deductions add up. Free for up to 3 properties.
Create your free account →